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A down payment on a home is often the single largest cash expenditure of most peoples' lives. Whether you're putting a nice chunk down or scraping up 3.5% for a loan, no one ever said coming up with the money is easy. If you're looking for some ways to add up cash for your down payment, consider the following ideas.

1. Revise your budget.

First things first, start making budget cuts. You'd be surprised how much that cup of coffee adds up. If you spend $5 on coffee in the morning and then let's say $10 on lunch, you're spending more than $400 a month on those things alone which comes out to more than $5,000 a year! What else can you cut out? A $20 yoga class? Just watch a YouTube video at home! A pricey cable package? Try Netflix or something

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