Many people don't have the right impression about what factors actually attribute to credit scores, but having a better understanding of credit is very helpful for planning and budgeting.

Your credit score is factored upon missed payments, high balances and personal bankruptcy. It does not include factors like age, marital status, tax liens, medical bills less than 6 months old or civil judgements. 

FICO Score breakdown:

Payment History: 35%

Amounts Owed: 30%

Length of Credit History: 15%

Credit Mix: 10%

New Credit: 10%

You can improve your credit score by taking the following steps:

Pay bills on time every month.

Keep your balances below the credit limit. Try not to go past 40% and start paying off bills with the…

1748 Views, 0 Comments

Read Full Post

  • With 183,000 students, Palm Beach County has the 5th largest school district in Florida and 11th largest in the nation. 

  • The A-rated district has students from more than 190 countries speaking 140 different languages.

  • It consists of 187 schools with a fast-growing charter school population.

  • The district has more than 270 award-winning Choice Programs and Career Academies.

  • It is the top performing Urban District in the state with some of the highest test scores and gradutation rates in the country.

  • More than 90% of students pursue a post-secondy education after graduation.

  • The district has a budget of $2.3 billion annually.

  • It is the largest employer in Palm Beach County with…

2528 Views, 0 Comments

Read Full Post

This weekend nothing in particular seems to be running through our waters, but in the spirit of fishing we encourage you to be optimistic, get out there and prove us wrong! Make sure to tag any good catches you post with #WaterfrontProperties for a chance to be featured! Here's this weekend's fishing report:

If you’re looking for dolphin, the bite has been pretty slow, but as usual it’s a matter of being in the right place at the right time. Weed lines have been barren, but if you find any floating debris on the larger side, you may be able to conjure some luck trolling with bonita strips or ballyhoo. Anyone who has caught mahi worth keeping lately has been around 1100 feet or deeper. Shallower than that and you’ll be forever cleaning weed from…

4063 Views, 0 Comments

Read Full Post

We’re about to hit you with a hard fact that might scare you, but it’s for your own good. Over 70% of ovarian cancers are diagnosed when the cancer has already spread beyond the ovary and throughout the abdomen. Because of a sheer lack of awareness and early detection, over 14,000 women will lose their lives to ovarian cancer this year, according to the American Cancer Society.

This is how you can help! In observance of Ovarian Cancer Awareness Month, Evo Italian in Tequesta will be hosting a special “Girls Night Out” to benefit H.O.W., a non-profit organization that supports ovarian cancer research, educational programs, and provides funding for women with ovarian cancer in financial need.

Join Wilmington Trust and guest speakers Patricia…

5299 Views, 0 Comments

Read Full Post

It’s no secret that Waterfront Properties and Club Communities represents the most stunning listings in South Florida. If you’re searching for your dream home, you are welcome to attend any of our four open houses this Sunday! The select open houses feature homes in Jupiter, Lantana, West Palm Beach, and Delray Beach.


16894 Crown Bridge Drive, Delray Beach, FL 33446

Sunday, 8/19/2018  1 pm – 4 pm

$1,410,000
4 Beds, 5 Bath, 4,488 SqFt
This luxurious home is in the prestigious Hampton subdivision, limited Versailles model ,comes with an abundance of upgrades,plus easily converted to a 5 bedroom, surround sound throughout, Swarovski Crystal wall sconces. Master suite has electric blinds & fan, wall sconces in m/bath, 2 custom closets…

5080 Views, 0 Comments

Read Full Post

Palm Beach International Airport (PBIA) ranked ninth best airport in the nation, according to Travel + Leisure Magazine.

Airports across the U.S. were rated on access, check-in, security, restaurants, bars, shopping, and design by readers of the popular travel magazine.

Stand-out features of PBIA are its eight-hole putting green, a full service salon and spa, the KidZoo play area, outdoor fenced-in pet relief areas, nursing suites, free WI-FI, charging stations, nine restaurants, and two bars.

Airports have become more than just a brief stop on the way to a destination, and now play a substantial role in economic development. A major draw for home buyers, having a world-class airport like PBIA adds to the desirable Palm Beach area as a top…

4375 Views, 0 Comments

Read Full Post

 

Blue crabs have a sweet mild meat, and they're on the tastier side of the crustacean family, not to mention abundant in Florida waters. My father taught me how to catch blue crabs, and I highly recommend it as a fun family activity, especially if you live on the water! What sounds more fun- paying $20 for crab cakes at a restaurant, or spending quality time teaching your kids something new on your own dock? Here’s how to catch these delicious bottom-dwellers:

First off- while blue crab season is usually all-year-round in Florida, in an effort to retrieve lost and abandoned crab traps, there are seasonal closures every other year for 10 days. Currently, blue crab season is closed in Palm Beach, Martin, and St. Lucie Counties, but scheduled to open…

14629 Views, 0 Comments

Read Full Post

 

To many parents’ delight, the summer of 2018 is coming to an end, and Downtown a the Gardens is throwing an End of Summer Bash on Saturday, August 18th from 11 AM to 2 PM.

In addition to the permanent merry-go-round, carnival treats will be abundant, as well as games, music, stilt walkers, and jugglers.

Admission is free when you bring a school supply donation to the Education Foundation of Palm Beach County.

RSVP to this event HERE. 

3951 Views, 0 Comments

Read Full Post

 

It’s Summertime at The Royal! Every Sunday afternoon, The Royal Poinciana Plaza in Palm Beach is bringing back a Royal tradition of backgammon, bubbly and bubbles.

Virginia Philip Wine, Spirits & Academy will provide select chilled sparkling rosé for purchase, and there will be a fun bubble “bar” for the “Wee Royals” and those young at heart.

Backgammon & Bubbles is every Sunday at 4:00 pm in the East Courtyard of the Royal Poinciana Plaza, and you must register to reserve your free spot. The first 10 to sign up receive a special treat!

2844 Views, 0 Comments

Read Full Post

On August 25th, 2018, Jupiter Inlet Lighthouse will be hosting a moonrise tour to view the full moon from the top of the lighthouse.

On this day, the moon will be in “Waxing Gibbous” phase, meaning it is more than 50% illuminated but not yet a full moon, with the complete full moon actually happening at 7:56 am the next morning.  However, the moon will be high in the eastern sky around sunset, and will be 99% illuminated, providing for an all-around picturesque view.

According to the Old Farmer’s Almanac, the August full moon is called the Sturgeon Moon because sturgeon (a type of northern fish) are more easily caught in August during this moon. Hopefully, in true South Florida style, the stars will align and lucky fisherman will be calling this…

4118 Views, 0 Comments

Read Full Post